Certified Information Systems Auditor (CISA) — Question 991

Which of the following is the GREATEST advantage of outsourcing the development of an e-banking solution when in-house technical expertise is not available?

Answer options

• A. Increased ability to adapt the system
• B. Reduced risk of system downtime
• C. Direct oversight of risks
• D. Lower start-up costs

Correct answer: D

Explanation

The correct answer is D, as outsourcing can lead to lower start-up costs due to reduced overhead and the ability to leverage external expertise. Options A and B may improve with outsourcing, but they do not represent the greatest financial benefit. Option C is incorrect since outsourcing often limits direct oversight.