Certified Information Privacy Professional – United States (CIPP/US) — Question 130

Under the Fair Credit Reporting Act (FCRA), what must a person who is denied employment based upon his credit history receive?

Answer options

• A. A prompt notification from the employer.
• B. An opportunity to reapply with the employer.
• C. Information from several consumer reporting agencies (CRAs).
• D. A list of rights from the Consumer Financial Protection Bureau (CFPB).

Correct answer: A

Explanation

The correct answer is A, as the FCRA requires employers to notify individuals when they are denied employment based on their credit history. Options B, C, and D do not reflect the specific requirements set forth by the FCRA regarding notification of denial due to credit information.