Certified Information Privacy Professional – United States (CIPP/US) — Question 117

What information did the Red Flag Program Clarification Act of 2010 add to the original Red Flags rule?

Answer options

• A. The most common methods of identity theft.
• B. The definition of what constitutes a creditor.
• C. The process for proper disposal of sensitive data.
• D. The components of an identity theft detection program.

Correct answer: B

Explanation

The correct answer is B, as the Red Flag Program Clarification Act of 2010 specifically aimed to clarify the definition of a creditor, which was not clearly defined in the original rule. Options A, C, and D do not reflect changes made by this act, as they pertain to identity theft methods, data disposal processes, and detection program components rather than creditor definitions.