Certified Information Privacy Professional – United States (CIPP/US) — Question 101

Which of the following would best provide a sufficient consumer disclosure under the Fair Credit Reporting Act (FCRA) prior to a consumer report being obtained for employment purposes?

Answer options

• A. A standalone notice document.
• B. A notice provision in a mailed offer letter.
• C. A notice provision in an electronic employment application.
• D. A verbal notice provided with a conditional offer of employment.

Correct answer: A

Explanation

The correct answer is A, as a standalone notice document clearly presents the consumer disclosure required under the FCRA. The other options, such as B, C, and D, may not provide sufficient clarity or might be overlooked, thus failing to meet the legal requirements for informing consumers properly.