AHIP Health Insurance Associate (AHM-250) — Question 1

The following statements describe two types, or models, of HMOs:
The Quest HMO has contracted with only one multi-specialty group of physicians. These physicians are employees of the group practice, have an equity interest in the practice, and provide

Answer options

• A. A captive group a staff model
• B. A captive group a network model
• C. An independent group a network model
• D. An independent group a staff model

Correct answer: B

Explanation

The correct answer is B because a captive group indicates that the physicians are exclusively contracted, and the network model suggests a broader collaboration beyond just staff. Options A and D refer to a staff model, which does not apply here as it implies a different structure, while option C suggests an independent group, which does not align with the described relationship.