CFE – Investigation — Question 55

Assuming that a jurisdiction has prohibited pretexting with financial institutions, which of the following actions would constitute illegal pretexting?

Answer options

• A. Falsely claiming to be the spouse of an account holder to access bank records
• B. Digging through a person’s trash to obtain their bank account information
• C. Making purchases with a credit card account under a fictitious identity
• D. Withdrawing another person’s funds using a stolen bank account number and PIN

Correct answer: B

Explanation

Option B is correct because pretexting involves deception to gain access to sensitive information, and rummaging through someone's trash to find bank account details fits this definition. The other options, while illegal, do not involve pretexting specifically related to financial institutions.