CFE – Financial Transactions and Fraud Schemes — Question 5

Sergio receives a fraudulent text message that appears to be from his bank. The message claims that there has been suspicious activity on his account and provides a link for him to click on to sign into the bank’s website and obtain more information. Sergio is MOST LIKELY being targeted by which of the following types of social engineering schemes?

Answer options

Correct answer: A

Explanation

The correct answer is D. SMiShing, which refers to phishing attempts made via SMS messages. In this scenario, the fraudulent text message is designed to trick Sergio into clicking a link and compromising his personal information. Vishing, on the other hand, involves voice calls, which does not apply here, while pharming involves redirecting users to fraudulent websites without their knowledge, and catfishing refers to creating a false identity online, which is not relevant to this case.