CFE – Financial Transactions and Fraud Schemes — Question 15

Which of the following is MOST ACCURATE concerning common methods that identity thieves use to steal information?

Answer options

• A. Vishing involves using an imitation website to trick targets into revealing personal or business information.
• B. Stealing a credit card number by watching someone enter it on a computer is an example of shoulder surfing.
• C. Searching for sensitive personal information on used mobile phones purchased from a reseller is an example of dumpster diving.
• D. Baiting is defined as the practice of manipulating people into revealing personal or business information.

Correct answer: A

Explanation

The correct answer is A because vishing specifically refers to voice phishing, which involves tricking individuals into providing sensitive information through deceptive calls. Option B describes shoulder surfing accurately, but it does not relate to stealing information through imitation websites. Option C is incorrect as dumpster diving refers to searching through trash, not mobile devices, while D incorrectly defines baiting, which usually involves physical items or offers rather than just manipulation.